Let’s talk real estate. Picture this: you’re standing at the edge of the housing market, squinting into the distance, waiting for some perfect alignment of interest rates, prices, and maybe a double rainbow for good luck. Sound familiar?

If you’re a potential homebuyer feeling a little hesitant about diving in right now, you’re not alone. But here’s a little secret that seasoned investors and savvy buyers know, some of the best buying opportunities happen when everyone else is sitting on the sidelines. Let’s break it down.

Right now, inventory is up. That means more homes, less competition, and—drumroll please—more negotiating power. It’s like strolling into a concert early and choosing the best seat before the crowd arrives.

Now, you might be thinking, “But what about interest rates?” Fair question. The average mortgage interest rate over the past two and a half years has been right around 6.8% with lows around 6.5% and highs around 7.1%. Pretty steady. And while we all love the idea of snagging a rate in the 3’s again, let’s be honest: waiting for that magical drop might mean missing out on a great home at a great price.

Here’s the kicker: home prices tend to rise once rates go down. Why? Because everyone and their cousin jumps back into the market the moment rates dip. More demand = higher prices = bidding wars = stress you don’t need. By the time rates drop, that affordable home you had your eye on might be out of reach—if it’s still available.

But here’s where it gets good. If you buy now while others are hesitating, you can buy a home at a potentially lower price and refinance later if rates do fall. No crystal ball needed.  At Walker Team Realtors, we’ve partnered with several fantastic lenders who offer free refinance within three years of your purchase—should rates drop. A real solution to give you peace of mind.

So instead of waiting for the perfect time (which doesn’t really exist, if we’re being honest), you could move confidently now while the market has more inventory, fewer buyers, and smart opportunities. Your future self might just thank you. And probably high-five you, too.