If you’re holding onto your current home when you’d rather move up, you should know that it’s not only become a good time to sell a home. It is actually a great time to buy one, too.

That’s because affordability is all about your monthly mortgage payments.

You’ll be amazed how significantly today’s historically low rates can reduce them – sometimes keeping your payments about the same…even on a more expensive home.

What’s more, if you’re looking to upgrade but have been waiting for the market to rebound, consider this: When your own home gains in value, the price of the home you want will also increase in value, and probably by even more.

Of course, it is important to look at the actual numbers.

We can refer you to experienced lenders whose thorough analysis will help you understand exactly where you stand.